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Lorcan Lucey
Lucey Mortgage Corporation
The Biggest Little Lender in South Carolina

Mobile: 843-224-3650
Email: lorcan@luceymortgage.net
NMLS#: 185300/185310

Lorcan Lucey

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Get to know us.

Welcome to Lucey Mortgage Corporation, the Biggest Little Lender in South Carolina. Lorcan Lucey has been originating loans in Charleston, South Carolina, for over 35 years. Lorcan knows mortgage lending and the neighborhoods where you live.

With over $3 billion in closed loans, there is a reason Lucey Mortgage is known as the Biggest Little Lender in South Carolina. We are different than the big box lenders in that we answer the phone, deliver the service promised, and get you the best interest rates on your mortgage loan.

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See my loan scenarios.

Apply Now

Begin my online application.

5Stars

5 Star Client Reviews

How can I help you?

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

I pride myself on excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Step 1 of 20

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What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to purchase
- I want to refinance

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Exceptional 780+
- Excellent 760–779
- Very Good 740–759
- Good 700–739
- Average 660–699
- Fair 600–659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
Consent*
I agree to the Communications Policy.*
We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By submitting your phone number you are agreeing to opt-in to sms messaging. Message and data rates may apply.

Want to learn?

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

View Educational Articles

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Fresh from the blog.

Maximizing Your Tax Refund: How Homebuyers Can Leverage Returns for Down Payments This Spring

Maximizing Your Tax Refund: How Homebuyers Can Leverage Returns for Down Payments This Spring

Introduction As tax season approaches, many individuals and families eagerly anticipate their tax refunds. For prospective homebuyers, this annual financial…

When to Choose a Mount Pleasant Conventional Loan

When to Choose a Mount Pleasant Conventional Loan

Conventional Loan

Mount Pleasant has become one of the most sought-after communities in the Charleston area. The housing market here moves fast,…

Spring into Homeownership: Smart Financial Steps to Prep for the Spring Real Estate Season

Spring into Homeownership: Smart Financial Steps to Prep for the Spring Real Estate Season

Introduction As we approach the start of spring, the real estate market traditionally begins to heat up. Whether you’re a…

About Us

With over $3 billion in closed loans, there is a reason Lucey Mortgage is known as the Biggest Little Lender in South Carolina. We are different than the big box lenders in that we answer the phone, deliver the service promised, and get you the best interest rates on your mortgage loan.

Company NMLS: 185300
SC Mortgage Broker: 185310

Equal Housing Opportunity

Contact Us

39 Sowell St,
Mount Pleasant, SC 29464
(843) 884-8133
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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